By accessing the website www.otto-bullion.com or any updates thereof (the “Site”), you, the user, irrevocably and unconditionally agree to be bound by the terms of this Disclaimer, as it may be modified, supplemented and or updated by Otto Bullion Sdn Bhd (the “Company”), from time to time, without prior notice to you.

The information contained on the Site is not necessarily complete and may be subject to verification by you and or amendment by us. The delivery of any information herein shall be for reference purposes only and shall not be constituted as an offer to sell or the solicitation of an offer to buy any precious metals and or other valuable items.

You, the user, the person who has the right to access the Site shall not copy or download, for the purpose of circulation or distribution, any of the information herein or on the Site to any other person. The information so accessible through the Site has not been delivered for registration at any authority in any jurisdiction, and its contents have not been reviewed by any regulatory authority in Malaysia or elsewhere, nor has the Company been authorized or regulated by any authority except for The Companies Commission of Malaysia (SSM). The Company is not required to be licensed and/or regulated by the Bank Negara Malaysia (“BNM”) nor any other regulators in or outside Malaysia. Physical Bullion, in accordance with Malaysian laws, is not classified as a regulated financial instrument. Instead, it is treated as any other physical commodity that can be freely bought or sold.

The Company does not warrant the investment value or appreciation value of any precious metals and or other valuable items. Any user who become a purchaser and buys precious metals for investment, should consult his own professional advisers on the possible tax, exchange control, and other consequences of buying, holding, or selling precious metals under the laws of their country of citizenship, residence or domicile.

The Company specifically notifies the user, which the user irrevocably accepts, that nothing on the Site shall in any way constitute investment advice or analysis.